Queensland Stamp Duty Changes for New Builds
Queensland Stamp Duty Changes for New Builds March 14, 2025 Stamp Duty is a tax that the state government applies to certain purchases, like property. With the high price of housing in Brisbane, Stamp Duty can be a significant cost. Starting from May 1st of this year, the Queensland Government is scrapping Stamp Duty on […]
Mortgage Myths and Misconceptions
Mortgage Myths and Misconceptions Over the years we’ve heard many myths and misconceptions about the home buying process. From buying with bad credit to minimum deposit amounts, we’ve put together some of the most commons mortgage myths and misconceptions we’ve heard. I can’t buy because I’m self-employed You can asbsolutely get a loan if you’re […]
Your First Home Buyer Checklist
Your First Home Buyer Checklist If you’re new to the home buying process then it all might seem a bit overwhelming. Luckily, Northwick Funding has a First Home Buyer Checklist that can make the process as easy as possible and help you stay organised along the way. Set a budget Before you do anything else, […]
Decoding Mortgage Jargon
Decoding Mortgage Jargon Have you ever looked up the home buying process only to find a guide littered with terms you don’t understand? Or maybe you’ve talked to a mortgage broker who used an acronym for every third word? We know how frustrating it can be to look for help only to find that you […]
What is a self-managed super fund?
What is a self-managed super fund? A self-managed super fund (SMSF) loan enables borrowers to take control of their superannuation earnings and invest directly into assets such as property. Rather than relying on your super fund to maximise your retirement savings, SMSFs give you the choice of how your money is invested. How does a […]
What to look for in a mortgage broker
What to look for in a mortgage broker Getting a loan through a mortgage broker has become incredibly popular with Australian home buyers. While this means that more Australians are benefiting from the advantages that mortgage brokers provide, it also means that there are a huge number of mortgage brokers for prospective buyers to choose […]
Top 5 tips for buying a house
Top 5 tips for buying a house Looking to buy a new house? Here are our top five tips for making the home buying process as easy as possible. 1. Set a budget based on what you can repay comfortably. Don’t be tempted to spend up to your maximum borrowing power just because you […]
North Brisbane’s High Growth Suburbs
North Brisbane’s High Growth Suburbs On Friday Realestate.com.au posted an article on the most popular affordable suburbs in every capital city. The article looked at the most searched suburbs that had median sale prices below the median for their city. For houses in Brisbane, they identified Redcliffe, North Lakes and Narangba as their most popular, […]
Will HECS reduce my borrowing power?
Will HECS reduce my borrowing power? HECS-HELP is the Higher Education Contribution Scheme (HECS) and Higher Education Loan Program (HELP). It enables students to borrow money to undertake higher education, like university. For many people with a HECS debt, the debt is seen as a “set and forget” option. This is because if you’re earning […]
Stay, renovate or sell
Stay, renovate or sell? If you own your own home there’s a good chance at some point you’ll ask yourself – should I stay, renovate or sell? If you’re considering moving or renovating, there’s a good chance something about your house doesn’t work for you. Figuring out what doesn’t work for you is the key to […]